Abstract [eng] |
Banking is one of the financial sectors where technological progress is closely monitored and widely used. The development of new and constantly improving existing banking services has an impact on the development of the financial sector and, at the same time, contributes to economic growth. Innovative payment services such as online, mobile banking, payment cards, ATMs and POS terminals networks not only offer great benefits to consumers, but also have a significant influence on the performance of banks. Technology-based services allow 24-hour operations at lower cost, increase profitability and are less risky than traditional banking services. |