| Abstract [eng] |
Increasing global competition drives small and medium enterprises to look new ways to increase efficiency. Small and medium enterprises are extremely wide spread and they are very important for every country. Attention to the finance and financing opportunities are noticeable increasing, because there are many funding sources, which enterprises could use. Small and Medium Enterprises’ Business Financing Model is based and designed in this work. Small And Medium Enterprises’ business financing is the object of the work. The purpose of the work is setting Panevėžys town and district of small and medium enterprises access to finance awareness and use of the form to construct operating funding model of small and medium enterprises. The purpose of the work is detailed in tasks determining its following structure: firstly, the essence of Small And Medium Enterprises and development barriers have been analyzed, discussed classification of the financing sources, identification of financing problems have been presented, then research of Small And Medium Enterprises’ access to financing awareness and use has been conducted in Panevėžys city and district, Small and Medium Enterprises’ Business Financing Model is based and designed. Methodology of the work consists of the following methods: analysis of scientific literature and a questionnaire. The analysis of the scientific literature allows define small and medium-sized businesses, their development barriers, classification of financing sources and identification of financing problems. Instrumentation of small and medium enterprises financing opportunities for awareness and use, process and results are introduced in the second part of work. The results showed that Panevėžys city and district Small And Medium Enterprises’ have already tried different financing sources, but also they haven’t tried half of possible financing sources, because they don’t know or haven’t heard about them. |
